What does the FHA require concerning known lead paint in homes built before 1978?

The correct answer emphasizes that the FHA requires buyers to acknowledge disclosure of known lead paint in homes constructed before 1978. This requirement stems from the federal Lead-Based Paint Hazard Reduction Act, which mandates that sellers and landlords disclose any known lead-based paint hazards to prospective buyers or renters.

A fundamental reason for this requirement is that homes built prior to 1978 are likely to contain lead-based paint, which poses serious health risks, particularly to young children and pregnant women. Therefore, it's essential for potential buyers to be aware if lead paint is present. The acknowledgment by the buyer serves both as a legal protection for the seller and as an informative step for the buyer, ensuring they can make informed decisions regarding the property.

While the other options mention actions related to lead paint, they do not accurately reflect the specific requirement set by the FHA regarding buyer acknowledgment. Providing pamphlets or mandating inspections may be encouraged or recommended in certain contexts, but the primary obligation is ensuring that buyers are informed about the existence of lead paint hazards.